Website terms and user agreement information

By accessing or using our website or services, you accept the terms set forth below.

October 28, 2025

Your acceptance matters

Accessing any part of this website confirms that you agree to these terms and are legally bound by them under Australian law. If you do not agree, please discontinue use immediately. Your use of any part of this website or its services constitutes acceptance of these terms.

Definitions provided

For clarity, the following definitions apply throughout this agreement.

  • “Service” means the provision of independent, consultation-based financial recommendations to visitors and clients.
  • “Client” or “user” means any individual or entity that interacts with this website or our team regarding recommendations or information provision.
  • “Website” means loranexivo.com and any associated web pages or content under our control.
  • “Content” means any documents, communications, or materials shared via the website.

Service use requirements

Website usage is for lawful purposes only, and users may not employ it for any fraudulent, harmful, or misleading activities.

Eligibility

Access is limited to users who possess the legal capacity to enter into binding agreements within Australia.

Use by minors is strictly prohibited.

Your responsibilities

By using this website or communicating with us, you agree to the following obligations.

  • Provide true, accurate, and complete information as requested for our processes.
  • Refrain from unlawful, abusive, or disruptive behaviour impacting our platform or staff.
  • Uphold confidentiality and security of all private or sensitive information shared with you.
  • Comply with all relevant laws, regulations, and these terms at all times.

Prohibited uses outlined

The following uses are not permitted on this platform.

  • Submitting or transmitting any false, misleading, or fraudulent information through any feature or channel.
  • Using the website for unlawful, commercial exploitation or harvesting contact information without consent.
  • Posting or distributing material that is defamatory, obscene, or infringes others’ rights or privacy.
  • Attempting to bypass security, disrupt service, or introduce harmful code to our platform.
  • Impersonating any person or misrepresenting your affiliation or authority.

Intellectual property

All content, documentation, and platform features are protected by Australian copyright and intellectual property law. Unauthorised copying, reproduction, or distribution is prohibited.

Your content use

Content you submit must not infringe upon the rights of third parties or applicable regulations.

Submission rights retained:

You retain all rights to content you voluntarily submit but grant us a non-exclusive licence to use it for service provision.

Privacy commitment

We respect your privacy rights, manage your personal data with care, and comply with current legal standards. Privacy details are available in our dedicated policy. Cookie tracking may be in use. Read our privacy policy

Disclaimer notice included

The website and related materials are provided without warranties of any kind. See disclaimer for more details.

Important caution:

We do not guarantee results, or permanent accuracy or completeness of any guidance, recommendations, or data. Results may vary. Past performance doesn't guarantee future outcomes.

Limitation of liability

We are not liable for indirect, special, or consequential damages resulting from use, reliance, or inability to use website information.

Indemnification

You agree to defend and compensate us against all claims or liabilities resulting from misuse or breach of these terms.

Dispute resolution procedures

All legal disputes shall be governed by Australian law and resolved as outlined below.

Arbitration

Disputes will be handled through binding arbitration rather than litigation, as permitted by local laws.

Arbitration procedures may be subject to limited appeal.

Online dispute resources

Australian users may access the Online Dispute Resolution platform for support with unresolved complaints.

See ODR options here: See ODR options here

Jurisdiction and applicable law

These terms are governed by the laws of Australia. International or non-resident users accept Australian jurisdiction.

Termination

We reserve the right to suspend or terminate access for any breach of these terms at our sole discretion.

Changes

Updates to these terms may occur as required by law or our operational policies. Ongoing use implies acceptance of revisions.

Severability

If a provision is found invalid, remaining terms remain in full effect as allowed by law.

Entire agreement

These terms represent the full understanding between users and loranexivo.com, replacing prior versions.

Contact for terms details

Questions about these terms? Contact us for clarification or further information.

Email address: content@loranexivo.com

Phone number: +61 3 8222 7905

Office address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective date: October 28, 2025

Version: v2